Fintech Podcast – Episode 154 – Bitcoin Challenge with Amelie Arras

Episode 154

Amelie is a Director of Marketing at Adastra Marketing, a UK based specialist FinTech marketing agency, with a dedicated team passionate about the future of payments and financial services.

Following the success of experimenting living solely on bitcoin last year in the Payments Race from Toronto to Las Vegas, organized by Money20/20 and Fintech Finance, Amelie Arras, is going back on another bitcoin adventure, traveling this time from Hong Kong all the way down to Singapore.

In a quest to best demonstrate the real-world challenges of everyday transactions, using nothing but bitcoin, Amelie’s challenge is to purchase everything from food to travel to accommodation during the five-day race, beginning in Hong Kong on 10th March 2018. Amelie must complete a series of daring challenges en route to win points along the way; competing with more traditional payment method including, mobile payments, gold, cash and plastic card, the person with the most number of points when they cross the finish line at Money20/20 Asia in Singapore is the winner.

With her bitcoin wallet, (Blockchain Wallet) and trusty video camera, her sponsor Coinfloor has ultimate faith that the bitcoin racer will win, or at least pass the finish line in time! “Coinfloor is delighted to be sponsoring Amelie’s bid to retain her Payments Race champion title.  We’re excited to watch her engage with crypto enthusiasts across Asia as a Bitcoin Ambassador.  Good luck Amelie!”, says Obi Nwosu, CEO of Coinfloor.

Amelie will be mentored by some great minds in payments including Teo Vincent, VP of OCBC Bank, Anson Zeall,  CEO of Coinpip, and Leda Glyptis, CIO at QNB Group.

Follow the race and track Amelie’s progress as she embarks on her second Bitcoin Challenge across Asia. Follow her daily journey and preparation via:

Twitter: @ameliearras






Telegram: @AmelieArras

WeChat ID: ameliearras

Get involved and join #TeamBitcoin


Official Website:

We are available on…

Interview with Peter Ohser EVP Business Development for MoneyGram

Episode 79

Interview with Peter Ohser EVP Business Development for MoneyGram

In this special episode Mike & Faisal interview Peter Ohser, EVP (Business Development) for MoneyGram, one of the large incumbents in the money transfer space.

Peter Ohser, EVP Business Development for MoneyGram


About MoneyGram

MoneyGram is a global provider of innovative money transfer and payment services. We provide quick and reliable worldwide funds transfer through our vast network of approximately 350,000 agent locations – including retailers, international post offices and banks – in more than 200 countries and territories. It is recognized worldwide as a financial connection to friends and family. We have a fast-growing $125 million self-service business. That means we are more accessible for more consumers in more places. Whether online, or through a mobile device, at a kiosk or in a local store, we connect consumers any way that is convenient for them. Our services are trusted by tens of millions of customers around the world. MoneyGram’s platform enables money transfers to cross physical boundaries like country borders or cross digital boundaries like mobile wallets.

Our speakers in this week’s episode:


Also available on iTunes.


Trump & T-Mobile Hacks, EMV in America, Poor Bitcoin, to Psychology of Marketplaces

Episode 78

This week we discuss we touch upon the recent rise in hacking, where customer data is being leaked on to the Internet. The most recent hack of Trump Hotels & T-Mobile – what does it mean for the consumer?

On 1st of October 2015, EMV formally became a requirement in the US, and has now shifted the liability of card fraud to the merchant is they are not EMV compliant. Brian expands on what this means for credit/debit card users in America.

Faisal briefly talks about Ben Milne (founder of Dwolla) and his blog article on Blockchains. What truly should be a banking blockchain and Ben’s vision/opinion on it.

Brian and Faisal discuss Bitcoin – has it lost its shine? There seems to be a slow down in both Bitcoin and Blockchain.

Last, but not the least, Mike touches upon the marketplaces in America, specifically understanding the psychology behind the marketplaces.

Our speakers in this week’s episode:


  1. Trump Hotels Data Breach
  2. T-Mobile Hacks
  3. EMV in America – Brian Roemmele’s take on it.
  4. Ben Milne’s Blog article on Blockchain
  5. Understanding the Psychology of Marketplaces

Also available on iTunes.

Braintree, Macy’s, Paypal and would you believe it – the Kardashians!

Episode 77

The three Amigos are back!

This week we discuss a host of newsworthy items, from Braintree’s recent announcement of the volume they are doing (US$ 50 Billion) and the 154 Million cards on file. We also briefly touch on the voice biometrics for authorizing payments. Stripe’s launch of relay to make mobile shopping easier, and believe it or not – The Kardashians! (how they were hacked as soon as they came out with an app). Brian talks briefly on how it important it is to secure user data (card &/or person), and compares it to Apple Pay and how it secures it vault. Faisal talks about the repercussions if the same were to happen to the 154 Million cards on file with Braintree, and in the end Mike talks about the psychological effects of hacking.

We also discuss how Macy’s now offers PayPal to its customers online, in-store and on the mobile. Brian talks about how Android Pay will grow and how every bank will eventually jump on board. It may not be as accelerated or glamorous as Apple Pay, but it will make its mark.

Finally, towards the end, Mike’s take on Clover Health (a data driven health insurance startup) that raised US$ 100 Million and his perspective as to what this means for the startups in the healthcare and health-insurance arena.


Our speakers in this week’s episode:


  1. Braintree 154M cards on file
  2. Stripe Launches Relay To Make Mobile Shopping Easier (
  3. Kardashians Go Mobile (Get Hacked Immediately) (
  4. Macy’s, Inc. Now Offers PayPal to Customers Online, In Store and On Mobile (
  5. Did PayPal and Macy’s Just Deliver the Future of Omnicommerce? (
  6. Android Pay™ Available for Wells Fargo Customers (
  7. Clover Health, A Data-Driven Health Insurance Startup, Raises $100M (

Also available on iTunes.

Mobile Payments in Africa, Remittance in Dubai and Apple’s TV + Apple Pay

Episode 76

Mobile Payments in Africa, Remittance in Dubai and Apple’s TV + Apple Pay

This week Brian and Faisal discuss the Faisal’s recent travels to Africa to discover and learn about mobile payments in Africa, part of the financial inclusion discovery tour.

Faisal discusses the mobile payments landscape in Tanzania and how mobile payments are being used by all facets of society. In addition Faisal also discusses his recent trip to the labor camps in Dubai and how migrant workers are sending remittances back home, along with a surprise discovery when it comes to smartphones.

Brian delves deep into Apple’s September 9th (2015) event and what it has in store for us. In particular Brian elaborates on his Quora post about how Apple TV + Siri + Apple TV Apps + ApplePay might just be a reality for us all. How Apple is taking the bringing the big screen back and how our lives will change with the anticipated Apple TV launch. Brian hints at what he thinks will be Apple’s strategy with respect to how we interact and do commerce with our TV and Apple devices, using Siri and ApplePay.


Our speakers in this week’s episode:

Also available on iTunes.