Episode 102: An Empathetic Perspective – Paypal, Bitcoin & Brexit

Episode 102

This week, Brian, Mike & Faisal talk about the rise and rise of Bitcoin and try to make some sense out of it all. PayPal being a target of an acquisition has been a market rumor for a long time, we discuss that, as well as what Brexit means for all of us.

Our Speakers in this week’s episode:

Also available on iTunes.

Braintree, Macy’s, Paypal and would you believe it – the Kardashians!

Episode 77

The three Amigos are back!

This week we discuss a host of newsworthy items, from Braintree’s recent announcement of the volume they are doing (US$ 50 Billion) and the 154 Million cards on file. We also briefly touch on the voice biometrics for authorizing payments. Stripe’s launch of relay to make mobile shopping easier, and believe it or not – The Kardashians! (how they were hacked as soon as they came out with an app). Brian talks briefly on how it important it is to secure user data (card &/or person), and compares it to Apple Pay and how it secures it vault. Faisal talks about the repercussions if the same were to happen to the 154 Million cards on file with Braintree, and in the end Mike talks about the psychological effects of hacking.

We also discuss how Macy’s now offers PayPal to its customers online, in-store and on the mobile. Brian talks about how Android Pay will grow and how every bank will eventually jump on board. It may not be as accelerated or glamorous as Apple Pay, but it will make its mark.

Finally, towards the end, Mike’s take on Clover Health (a data driven health insurance startup) that raised US$ 100 Million and his perspective as to what this means for the startups in the healthcare and health-insurance arena.

 

Our speakers in this week’s episode:

Resources

  1. Braintree 154M cards on file
  2. Stripe Launches Relay To Make Mobile Shopping Easier (techcrunch.com)
  3. Kardashians Go Mobile (Get Hacked Immediately) (pymnts.com)
  4. Macy’s, Inc. Now Offers PayPal to Customers Online, In Store and On Mobile (stories.paypal-corp.com)
  5. Did PayPal and Macy’s Just Deliver the Future of Omnicommerce? (pymnts.com)
  6. Android Pay™ Available for Wells Fargo Customers (businesswire.com)
  7. Clover Health, A Data-Driven Health Insurance Startup, Raises $100M (techcrunch.com)

Also available on iTunes.

PayAnywhere & Apple Deal, and How 1099 vs. W-2 Works in Service Based Marketplaces

Episode 75

PayAnywhere & Apple Deal, and How 1099 vs. W-2 Works in Service Based Marketplaces

This week Brian and Mike cruise through recent news, giving insight to the recent PayAnywhere & Apple exclusive partnership, breaking down what it takes to get a successful partnership with Apple. We chat about the international world of payments in Kenya’s recent partnership with PayPal and end discussing the changing landscape of 1099 independent contractor models vs W-2 employee model and what the implications are in today’s world.

Topics:

  1. Etsy’s new app to pay local artisans
    1. http://thenextweb.com/apps/2015/08/26/etsys-updated-mobile-app-lets-you-locate-local-artisans-on-the-go/
  2. PayAnywhere exclusive for Apple $5000 free Apple Pay transactions.
    1. http://techcrunch.com/2015/08/27/apple-pay-for-everyone-payanywhere-mobile-reader-hits-apple-stores-in-september/
  3. Apple pay, September 9th announcements
  4. Social:   ** Why Has “Social” Failed In Fintech? (techcrunch.com)
  5. PayPal to ‘Unlock Global Marketplace’ in Kenya (pymnts.com) Intersection of the financial machine with business & community creation and growth
    (possible topic title?)
  6. Bank Activity: ** Wall Street banks have changed the way Silicon Valley’s top startups raise money (businessinsider.com)
  7. Independent contractor 1099 vs W-2 discussion in service based marketplaces

Our speakers in this week’s episode:

Also available on iTunes.

Potpourri of players in the payments space, what will happen?

Episode 72

Potpourri of players in the payments space, what will happen?

This week Brian and Faisal discuss the landscape of payments, reflecting back on 1.5 years of Around The Coin podcast and discuss what’s going to happen in the payments space for months to come. Who will die out, who will shine and who will be the big surprise.

Amongst the topics discussed are David Marcus jumping ship from Paypal to Facebook, Paypal and its separation from eBay and its acquisition of Xoom. How PayPal is ripe to acquire new companies. We also discuss Facebook and their Messenger payments, the possibility of Facebook going into retail and online payments (in addition to P2P).

Briefly discuss Banks, especially challenger banks in the UK.

FIS acquiring SunGuard for US$ 9.1 Billion, APIs and Startups, MCX and CurrencyC, ISO Standards for real-time payments (ISO 20022) working draft that came out. Realtime payment in America and ClearExchange.

Square’s IPO, their data-science in play on same day payments for merchants at 1.0% rate rather than free the next day at 9AM Eastern.

Towards the end, we talk about Samsung Pay, and Brian’s take on behavior and what problems it might pose. Curtains up for Samsung on 28th of September 2015, when it formally launches in the US.

Our speakers in this week’s episode:

Resources:

Also available on iTunes.

 

HomeHero raises $20 Million, PayPal’s acquisition of Xoom & what this means for Facebook and Ebay

Episode 67

The three Amigos are back!

This week we discuss how Mike Townsend (our co-host), who raised US$ 20+ Million in venture capital funding for his Senior Care Startup called HomeHero.

Congrats Mike!

Brian gives his perspective on the separation of Ebay and Paypal. PayPal’s acquisition of Xoom and how we would be seeing the new roaring PayPal and more Brian’s prediction that more acquisitions would be coming PayPal’s way. We also discuss Facebook’s Messenger which went live nationwide in the US. We discuss the possibility of Cisco entering into the payments business and towards the end we briefly discuss Ebay and what it would be doing in the days to come.

Our speakers in this week’s episode:

Also available on iTunes.