Potpourri Edition: From Summit at Sea to AliBaba and everything in-between.

Episode 83

This week, Brian, Faisal and Mike discuss a wide variety of topics, and in between these, we talk about Apple Car, Edward Snowden, Strangulation by Regulation, Wall Street pressure, Jack Ma of Alibaba to Jack Mama!

  • Summit at Sea
  • Square IPO
  • Barclays fined again
  • Martha Stewart moves to Amazon’s Handmade platform
  • Amazon first physical store
  • Most US consumers plan to go to Amazon.com for their online holiday shopping, rather than going to malls and shops, finding parking, weathering  the cold days and testing their patience
  • Apple to partner (acquire?) Postmates
  • Samsung Pay is coming to budget phones. The Korean mobile phone maker says it will be offering Samsung Pay on both its mid and low end handsets.
  • Silicon Valley Bank survey shows 43% think regulatory red tape is main hurdle to growth in fintech growth,
  • In an interesting development, a UK government report cites that “digital currencies pose lowest money laundering risk”
  • China’s Alibaba Singles Day Sale: $14.3 Billion in 24 hours. Up 60% from last year’s record: $ 9.3 Billion.

Our speakers in this week’s episode:

Also available on iTunes.

From Square S1 to ApplePay, to Microsoft Wallet to Bitcoin to Identifying Business Opportunities

Episode 81

Our speakers in this week’s episode:

In this week’s episode:

  1. Square S1 thoughts
  2. One Women takes Square for millions- Rookie mistake takes 2 years to discover- solitary seller represented nearly 23% of Square’s transaction and advance losses for the first half of 2015 http://www.buzzfeed.com/nitashatiku/square-fraud-losses-single-seller
  3. Apple Pay turned 1 year
  4. Microsoft wallet (http://www.pymnts.com/news/2015/microsoft-takes-another-look-at-mobile-payments/)
  5. Identifying Business Opportunities – is there a pattern to identify these ideas?
    1. How 3 guys created Blue Apron, a $2 billion recipe-delivery business with 2,500 employees, in 36 months – Blue Apron (http://www.businessinsider.com/blue-apron-founder-story-sai-100-2015-10)
    2. Slack $2.8B http://www.marketplace.org/topics/tech/slacks-breakneck-growth
    3. Pinterest valuation: http://www.pymnts.com/news/2015/pinterests-payments-push-documents-leaked/
  6. Bitcoin pricing
    1. What 2016 Holds for Bitcoin Businesses (October 18, 2015, coindesk.com)
    2. EU Rules Bitcoin Is a Currency, Not a Commodity — Virtually (Oct 22, 2015, wsj.com)
  7. Sweden first country cashless (http://cointelegraph.com/news/115452/sweden-to-become-worlds-first-cashless-country)

Also available on iTunes.

Potpourri of players in the payments space, what will happen?

Episode 72

Potpourri of players in the payments space, what will happen?

This week Brian and Faisal discuss the landscape of payments, reflecting back on 1.5 years of Around The Coin podcast and discuss what’s going to happen in the payments space for months to come. Who will die out, who will shine and who will be the big surprise.

Amongst the topics discussed are David Marcus jumping ship from Paypal to Facebook, Paypal and its separation from eBay and its acquisition of Xoom. How PayPal is ripe to acquire new companies. We also discuss Facebook and their Messenger payments, the possibility of Facebook going into retail and online payments (in addition to P2P).

Briefly discuss Banks, especially challenger banks in the UK.

FIS acquiring SunGuard for US$ 9.1 Billion, APIs and Startups, MCX and CurrencyC, ISO Standards for real-time payments (ISO 20022) working draft that came out. Realtime payment in America and ClearExchange.

Square’s IPO, their data-science in play on same day payments for merchants at 1.0% rate rather than free the next day at 9AM Eastern.

Towards the end, we talk about Samsung Pay, and Brian’s take on behavior and what problems it might pose. Curtains up for Samsung on 28th of September 2015, when it formally launches in the US.

Our speakers in this week’s episode:

Resources:

Also available on iTunes.

 

Affirm Gets A $275M Adrenaline Shot While Clinkle Collapses

Episode 62

Brian and Mike have fun this week chatting about recent topics in the news and as usual diving deep into the behavioral psychology and economics behind it all.

Topics we touched on include Clinkle, Moven joining Accenture, Square raising more money, Affirm raising $275M, Ripple fined $700,000, LearnVest acquired for $250M.

Our speakers in this week’s episode:

Resources:

Also available on iTunes.